Addressing Today's Retirement Challenges
Retirement has vastly changed over the years, particularly since the most recent recession. Your grandparents and parents likely relied on pensions, private savings, and Social Security to create a stable income for retirement. Today, there is an increasing burden on individuals and families to ensure their assets last through their retirement. These changes require new retirement strategies.
My name is Ryan Presley and I am an independent LPL Financial Advisor specializing in retirement planning strategies. I work closely with individuals, couples, and families as they prepare for one of life’s biggest transitions. Serving as clients’ retirement guide, I assist clients with a number of services that revolve around developing a steady and consistent income, preserving savings and investments, determining appropriate insurance options, evaluating estate planning needs, and more.
In today’s challenging economic environment, it’s critical to have a retirement strategy in place. I strive to provide the retirement guidance each client needs, create personalized strategies, unbiased recommendations, and education on the latest investment opportunities and financial laws and regulations. Based in Fort Smith, Arkansas, I serve clients in Arkansas, Oklahoma, and Virginia.
Contact me today for a commitment-free consultation.
9 Facts About Retirement
Regardless of how you approach retirement, there are some things about it that might surprise you.
Perception vs. Reality
There’s an alarming difference between perception and reality for current and future retirees.
Should You Ever Retire?
A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all.
This worksheet can help you estimate the costs of a four-year college program.
Most stock market analysis falls into three broad groups: Fundamental, technical, and sentimental. Here’s a look at each.
This early financial decision could prove helpful over time.
Explore the growing influence women wield over the economy with this handy infographic.
Entrepreneurs all face the same question, “Which business structure should I adopt?”
Why are they made again and again? Making sense of these errors in judgement.
This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.
This questionnaire will help determine your tolerance for investment risk.
This calculator can help you estimate how much you should be saving for college.
Estimate how long your retirement savings may last using various monthly cash flow rates.
Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.
Help determine the required minimum distribution from an IRA or another qualified retirement plan.
How federal estate taxes work, plus estate management documents and tactics.
Principles that can help create a portfolio designed to pursue investment goals.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
Investment tools and strategies that can enable you to pursue your retirement goals.
There are some smart strategies that may help you pursue your investment objectives
Do you have causes that you want to support with donations?
When markets shift, experienced investors stick to their strategy.
When you retire, how will you treat your next chapter?
Savvy investors take the time to separate emotion from fact.
Agent Jane Bond is on the case, uncovering the mystery of bond laddering.
When do you need a will? The answer is easy: Right Now.