Addressing Today's Retirement Challenges
Retirement has vastly changed over the years, particularly since the most recent recession. Your grandparents and parents likely relied on pensions, private savings, and Social Security to create a stable income for retirement. Today, there is an increasing burden on individuals and families to ensure their assets last through their retirement. These changes require new retirement strategies.
My name is Ryan Presley and I am an independent LPL Financial Advisor specializing in retirement planning strategies. I work closely with individuals, couples, and families as they prepare for one of life’s biggest transitions. Serving as clients’ retirement guide, I assist clients with a number of services that revolve around developing a steady and consistent income, preserving savings and investments, determining appropriate insurance options, evaluating estate planning needs, and more.
In today’s challenging economic environment, it’s critical to have a retirement strategy in place. I strive to provide the retirement guidance each client needs, create personalized strategies, unbiased recommendations, and education on the latest investment opportunities and financial laws and regulations. Based in Fort Smith, Arkansas, I serve clients in Arkansas, Oklahoma, and Virginia.
Contact me today for a commitment-free consultation.
Social Security: The Elephant in the Room
Some people wonder if Social Security will remain financially sound enough to pay the benefits they are owed.
The Sequence of Returns
A look at how variable rates of return impact investors over time.
Investing for Impact
Learn how to build a socially conscious investment portfolio and invest in your beliefs.
To choose a plan, it’s important to ask yourself four key questions.
You make decisions for your portfolio, but how much do you really know about the products you buy? Try this quiz
Estate management can help ensure that your assets are transferred according to your wishes while managing tax issues.
Don't let procrastination keep you from pursuing your financial dreams and goals.
Here's a look at several birthdays and “half-birthdays” that have implications regarding your retirement income.
Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase?
Estimate your monthly and annual income from various IRA types.
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.
Use this calculator to compare the future value of investments with different tax consequences.
Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
Use this calculator to better see the potential impact of compound interest on an asset.
There are some smart strategies that may help you pursue your investment objectives
How federal estate taxes work, plus estate management documents and tactics.
Principles that can help create a portfolio designed to pursue investment goals.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
Investment tools and strategies that can enable you to pursue your retirement goals.
If you died, what would happen to your email archives, social profiles and online accounts?
When do you need a will? The answer is easy: Right Now.
There are hundreds of ETFs available. Should you invest in them?
For women, retirement strategy is a long race. It’s helpful to know the route.
Do you have causes that you want to support with donations?
$1 million in a diversified portfolio could help finance part of your retirement.