Addressing Today's Retirement Challenges
Retirement has vastly changed over the years, particularly since the most recent recession. Your grandparents and parents likely relied on pensions, private savings, and Social Security to create a stable income for retirement. Today, there is an increasing burden on individuals and families to ensure their assets last through their retirement. These changes require new retirement strategies.
My name is Ryan Presley and I am an independent LPL Financial Advisor specializing in retirement planning strategies. I work closely with individuals, couples, and families as they prepare for one of life’s biggest transitions. Serving as clients’ retirement guide, I assist clients with a number of services that revolve around developing a steady and consistent income, preserving savings and investments, determining appropriate insurance options, evaluating estate planning needs, and more.
In today’s challenging economic environment, it’s critical to have a retirement strategy in place. I strive to provide the retirement guidance each client needs, create personalized strategies, comprehensive recommendations, and education on the latest investment opportunities and financial laws and regulations. Based in Fort Smith, Arkansas, I serve clients in Arkansas, Oklahoma, Texas, Tennessee, Missouri, California and Virginia.
Contact me today for a commitment-free consultation.
When Do You Need a Will?
When do you need a will? The answer is easy: Right Now.
How Retirement Spending Changes With Time
It can be difficult for clients to imagine how much they’ll spend in retirement. This short, insightful article is useful.
Trends in Charitable Giving
Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits.
Even the most seasoned investors have biases affecting their financial choices.
Learn the advantages of a Net Unrealized Appreciation strategy with this helpful article.
Understanding some basic concepts may help you assess whether zero-coupon bonds have a place in your portfolio.
An overview of some fundamental steps when a loved one passes.
This attention-grabbing infographic covers retirement topics you may not have considered.
There are things about Social Security that might surprise you.
This calculator helps estimate your federal estate tax liability.
This calculator can help you estimate how much you should be saving for college.
Determine if you are eligible to contribute to a traditional or Roth IRA.
Estimate how much income may be needed at retirement to maintain your standard of living.
Use this calculator to better see the potential impact of compound interest on an asset.
Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.
A financial professional is an invaluable resource to help you untangle the complexities of whatever life throws at you.
It's easy to let investments accumulate like old receipts in a junk drawer.
Agent Jane Bond is on the case, uncovering the mystery of bond laddering.
When markets shift, experienced investors stick to their strategy.
Asking the right questions about how you can save money for retirement without sacrificing your quality of life.